@import url('https://fonts.googleapis.com/css2?family=DM+Serif+Display:ital@0;1&family=DM+Sans:ital,opsz,wght@0,9..40,300;0,9..40,400;0,9..40,500;0,9..40,600;1,9..40,300&display=swap');

:root {
  --navy: #0B1F3A;
  --navy-mid: #152D52;
  --teal: #0D9A7A;
  --teal-light: #E6F7F3;
  --teal-mid: #0B7A61;
  --gold: #C8962A;
  --gold-light: #FDF4E3;
  --cream: #FAF8F4;
  --white: #FFFFFF;
  --gray-100: #F4F3F0;
  --gray-200: #E8E6E1;
  --gray-300: #C9C6BF;
  --gray-400: #9A9690;
  --gray-600: #5C5851;
  --gray-800: #2E2B26;
  --text: #1A1916;
  --text-muted: #6B6760;
  --serif: 'DM Serif Display', Georgia, serif;
  --sans: 'DM Sans', system-ui, sans-serif;
  --radius: 10px;
  --radius-lg: 16px;
  --shadow-sm: 0 1px 3px rgba(11,31,58,0.08);
  --shadow-md: 0 4px 16px rgba(11,31,58,0.10);
  --shadow-lg: 0 12px 40px rgba(11,31,58,0.14);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--sans);
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
}

/* ── Typography ── */
h1, h2, h3, h4 { font-family: var(--serif); font-weight: 400; line-height: 1.2; color: var(--navy); }
h1 { font-size: clamp(2.2rem, 5vw, 3.5rem); }
h2 { font-size: clamp(1.7rem, 3.5vw, 2.4rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.5rem); }
h4 { font-size: 1.1rem; }
p { color: var(--gray-600); line-height: 1.75; }
a { color: var(--teal); text-decoration: none; }
a:hover { color: var(--teal-mid); }

.serif { font-family: var(--serif); }
.text-muted { color: var(--text-muted); }
.text-teal { color: var(--teal); }
.text-navy { color: var(--navy); }
.text-gold { color: var(--gold); }

/* ── Layout ── */
.container { max-width: 1160px; margin: 0 auto; padding: 0 24px; }
.container-sm { max-width: 780px; margin: 0 auto; padding: 0 24px; }
.section { padding: 80px 0; }
.section-sm { padding: 56px 0; }

/* ── Navigation ── */
.nav {
  position: sticky; top: 0; z-index: 100;
  background: rgba(255,255,255,0.96);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--gray-200);
}
.nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 68px;
}
.nav-logo {
  font-family: var(--serif);
  font-size: 1.45rem;
  color: var(--navy);
  letter-spacing: -0.02em;
}
.nav-logo span { color: var(--teal); }
.nav-links { display: flex; align-items: center; gap: 32px; list-style: none; }
.nav-links a { font-size: 0.9rem; font-weight: 500; color: var(--gray-600); letter-spacing: 0.01em; transition: color .2s; }
.nav-links a:hover { color: var(--navy); }
.nav-cta {
  background: var(--teal); color: var(--white) !important;
  padding: 9px 22px; border-radius: 6px; font-weight: 500 !important;
  transition: background .2s, transform .15s !important;
}
.nav-cta:hover { background: var(--teal-mid) !important; transform: translateY(-1px); }
.nav-mobile-toggle { display: none; background: none; border: none; cursor: pointer; padding: 4px; }

/* ── Buttons ── */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 13px 28px; border-radius: var(--radius); font-family: var(--sans);
  font-size: 0.95rem; font-weight: 500; cursor: pointer; transition: all .2s;
  border: none; text-decoration: none;
}
.btn-primary { background: var(--teal); color: var(--white); }
.btn-primary:hover { background: var(--teal-mid); color: var(--white); transform: translateY(-1px); box-shadow: var(--shadow-md); }
.btn-outline { background: transparent; color: var(--navy); border: 1.5px solid var(--gray-300); }
.btn-outline:hover { border-color: var(--teal); color: var(--teal); }
.btn-white { background: var(--white); color: var(--navy); }
.btn-white:hover { background: var(--cream); }
.btn-lg { padding: 16px 36px; font-size: 1rem; }

/* ── Hero ── */
.hero {
  background: var(--navy);
  padding: 90px 0 100px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(ellipse 80% 60% at 70% 50%, rgba(13,154,122,0.15) 0%, transparent 70%);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 64px;
  align-items: center;
  position: relative;
}
.hero-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(13,154,122,0.15); color: var(--teal);
  padding: 5px 14px; border-radius: 20px;
  font-size: 0.82rem; font-weight: 500; letter-spacing: 0.04em; text-transform: uppercase;
  margin-bottom: 20px; border: 1px solid rgba(13,154,122,0.25);
}
.hero h1 { color: var(--white); margin-bottom: 20px; }
.hero h1 em { font-style: italic; color: var(--teal); }
.hero-subtitle { color: rgba(255,255,255,0.68); font-size: 1.1rem; margin-bottom: 36px; max-width: 520px; }
.hero-badges { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 28px; }
.hero-badge {
  display: flex; align-items: center; gap: 7px;
  background: rgba(255,255,255,0.07); color: rgba(255,255,255,0.75);
  padding: 6px 14px; border-radius: 6px; font-size: 0.83rem;
  border: 1px solid rgba(255,255,255,0.12);
}
.hero-badge svg { width: 14px; height: 14px; flex-shrink: 0; }

/* ── Lead Card ── */
.lead-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px;
  box-shadow: var(--shadow-lg);
}
.lead-card h3 { font-size: 1.3rem; margin-bottom: 6px; }
.lead-card .sub { font-size: 0.85rem; color: var(--text-muted); margin-bottom: 24px; }
.form-group { margin-bottom: 14px; }
.form-label { display: block; font-size: 0.82rem; font-weight: 500; color: var(--gray-600); margin-bottom: 5px; letter-spacing: 0.01em; }
.form-input, .form-select {
  width: 100%; padding: 11px 14px; border: 1.5px solid var(--gray-200);
  border-radius: var(--radius); font-family: var(--sans); font-size: 0.92rem;
  color: var(--text); background: var(--white); transition: border-color .2s;
  appearance: none;
}
.form-input:focus, .form-select:focus { outline: none; border-color: var(--teal); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.form-disclaimer { font-size: 0.76rem; color: var(--gray-400); margin-top: 10px; line-height: 1.5; }

/* ── Stats bar ── */
.stats-bar { background: var(--cream); border-bottom: 1px solid var(--gray-200); padding: 20px 0; }
.stats-inner { display: flex; justify-content: center; flex-wrap: wrap; gap: 0; }
.stat-item {
  display: flex; flex-direction: column; align-items: center;
  padding: 8px 40px; border-right: 1px solid var(--gray-200);
}
.stat-item:last-child { border-right: none; }
.stat-number { font-family: var(--serif); font-size: 1.8rem; color: var(--navy); line-height: 1; }
.stat-label { font-size: 0.78rem; color: var(--text-muted); margin-top: 3px; letter-spacing: 0.02em; }

/* ── Trust logos ── */
.trust-bar { background: var(--white); padding: 28px 0; border-bottom: 1px solid var(--gray-200); }
.trust-inner { display: flex; align-items: center; gap: 32px; flex-wrap: wrap; justify-content: center; }
.trust-label { font-size: 0.78rem; font-weight: 500; color: var(--gray-400); text-transform: uppercase; letter-spacing: 0.08em; white-space: nowrap; }
.trust-logos { display: flex; align-items: center; gap: 32px; flex-wrap: wrap; }
.trust-logo {
  font-family: var(--serif); font-size: 1rem; color: var(--gray-300);
  font-weight: 400; white-space: nowrap; letter-spacing: -0.01em;
}

/* ── How it works ── */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; margin-top: 52px; }
.step { position: relative; }
.step-number {
  width: 44px; height: 44px; border-radius: 50%;
  background: var(--teal-light); color: var(--teal);
  font-family: var(--serif); font-size: 1.15rem;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 16px; font-weight: 400;
}
.step h4 { margin-bottom: 8px; font-size: 1.05rem; }
.step p { font-size: 0.9rem; }

/* ── Feature cards ── */
.features { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 20px; margin-top: 48px; }
.feature-card {
  background: var(--cream); border-radius: var(--radius-lg); padding: 28px;
  border: 1px solid var(--gray-200); transition: box-shadow .2s, transform .2s;
}
.feature-card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.feature-icon {
  width: 46px; height: 46px; border-radius: var(--radius);
  background: var(--teal-light); display: flex; align-items: center;
  justify-content: center; margin-bottom: 16px;
}
.feature-icon svg { width: 22px; height: 22px; color: var(--teal); }
.feature-card h4 { margin-bottom: 8px; font-size: 1rem; font-family: var(--sans); font-weight: 600; color: var(--navy); }
.feature-card p { font-size: 0.88rem; }

/* ── Calculator ── */
.calc-section { background: var(--navy); padding: 80px 0; }
.calc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: start; }
.calc-intro h2 { color: var(--white); margin-bottom: 16px; }
.calc-intro p { color: rgba(255,255,255,0.65); }
.calc-card { background: var(--white); border-radius: var(--radius-lg); padding: 32px; }
.calc-row { margin-bottom: 20px; }
.calc-label { font-size: 0.82rem; font-weight: 500; color: var(--gray-600); margin-bottom: 6px; display: flex; justify-content: space-between; }
.calc-label span { color: var(--teal); font-weight: 600; }
input[type="range"] {
  width: 100%; height: 4px; border-radius: 2px;
  background: var(--gray-200); appearance: none; cursor: pointer; outline: none;
}
input[type="range"]::-webkit-slider-thumb {
  appearance: none; width: 18px; height: 18px; border-radius: 50%;
  background: var(--teal); cursor: pointer; box-shadow: 0 0 0 3px rgba(13,154,122,0.2);
}
.calc-result {
  background: var(--teal-light); border: 1px solid rgba(13,154,122,0.2);
  border-radius: var(--radius); padding: 20px; text-align: center; margin-top: 8px;
}
.calc-result-label { font-size: 0.8rem; color: var(--teal-mid); font-weight: 500; text-transform: uppercase; letter-spacing: 0.05em; }
.calc-result-number { font-family: var(--serif); font-size: 2.2rem; color: var(--teal); line-height: 1.1; margin: 4px 0; }
.calc-result-sub { font-size: 0.8rem; color: var(--teal-mid); }

/* ── Testimonials ── */
.testimonials { background: var(--cream); }
.testimonials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 48px; }
.testimonial-card {
  background: var(--white); border-radius: var(--radius-lg); padding: 28px;
  border: 1px solid var(--gray-200); position: relative;
}
.quote-mark { font-family: var(--serif); font-size: 3.5rem; color: var(--teal); line-height: 0.6; margin-bottom: 12px; }
.testimonial-text { font-size: 0.92rem; color: var(--gray-600); font-style: italic; margin-bottom: 20px; line-height: 1.7; }
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.author-avatar {
  width: 42px; height: 42px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-weight: 600; font-size: 0.85rem; flex-shrink: 0;
}
.avatar-1 { background: #E6F2FF; color: #1A5C9A; }
.avatar-2 { background: #F0E6FF; color: #6A1A9A; }
.avatar-3 { background: #E6FFF4; color: #1A7A4A; }
.author-name { font-size: 0.88rem; font-weight: 600; color: var(--navy); }
.author-location { font-size: 0.78rem; color: var(--text-muted); }
.stars { color: var(--gold); font-size: 0.85rem; letter-spacing: 1px; margin-bottom: 12px; }

/* ── FAQ ── */
.faq-list { margin-top: 40px; }
.faq-item { border-bottom: 1px solid var(--gray-200); }
.faq-question {
  width: 100%; background: none; border: none; text-align: left;
  padding: 20px 0; display: flex; justify-content: space-between; align-items: center;
  cursor: pointer; font-family: var(--serif); font-size: 1.1rem; color: var(--navy);
  gap: 16px;
}
.faq-icon { flex-shrink: 0; width: 24px; height: 24px; background: var(--gray-100); border-radius: 50%; display: flex; align-items: center; justify-content: center; transition: background .2s, transform .3s; }
.faq-item.open .faq-icon { background: var(--teal); transform: rotate(45deg); }
.faq-icon svg { width: 12px; height: 12px; }
.faq-item.open .faq-icon svg { color: white; }
.faq-answer { max-height: 0; overflow: hidden; transition: max-height .4s ease; }
.faq-answer-inner { padding: 0 0 20px; }
.faq-answer-inner p { font-size: 0.93rem; color: var(--gray-600); }

/* ── Suburb page specific ── */
.suburb-hero {
  background: var(--navy); padding: 64px 0 72px;
  position: relative; overflow: hidden;
}
.suburb-hero::before {
  content: '';
  position: absolute; top: -40%; right: -10%;
  width: 500px; height: 500px; border-radius: 50%;
  background: radial-gradient(circle, rgba(13,154,122,0.12) 0%, transparent 70%);
}
.breadcrumb { display: flex; align-items: center; gap: 8px; margin-bottom: 20px; flex-wrap: wrap; }
.breadcrumb a { font-size: 0.82rem; color: rgba(255,255,255,0.5); }
.breadcrumb a:hover { color: rgba(255,255,255,0.8); }
.breadcrumb-sep { font-size: 0.78rem; color: rgba(255,255,255,0.3); }
.breadcrumb-current { font-size: 0.82rem; color: rgba(255,255,255,0.7); }
.suburb-hero h1 { color: var(--white); margin-bottom: 14px; }
.suburb-hero .lead { color: rgba(255,255,255,0.7); font-size: 1.05rem; max-width: 600px; margin-bottom: 28px; }

.rate-badges { display: flex; flex-wrap: wrap; gap: 12px; margin: 24px 0 0; }
.rate-badge {
  background: rgba(255,255,255,0.07); border: 1px solid rgba(255,255,255,0.14);
  border-radius: 8px; padding: 10px 18px;
}
.rate-badge-label { font-size: 0.72rem; color: rgba(255,255,255,0.45); text-transform: uppercase; letter-spacing: 0.05em; }
.rate-badge-value { font-family: var(--serif); font-size: 1.3rem; color: var(--white); line-height: 1.1; }
.rate-badge-sub { font-size: 0.72rem; color: var(--teal); }

.suburb-content { padding: 60px 0; }
.suburb-grid { display: grid; grid-template-columns: 1fr 340px; gap: 56px; align-items: start; }
.suburb-body h2 { margin-bottom: 14px; }
.suburb-body h3 { font-size: 1.25rem; margin: 32px 0 12px; }
.suburb-body p { margin-bottom: 16px; }
.suburb-body ul { margin: 12px 0 20px 20px; }
.suburb-body ul li { font-size: 0.92rem; color: var(--gray-600); margin-bottom: 8px; line-height: 1.6; }
.suburb-body ul li strong { color: var(--navy); }

.sticky-card { position: sticky; top: 84px; }
.sticky-lead-card {
  background: var(--white); border-radius: var(--radius-lg);
  padding: 28px; border: 1px solid var(--gray-200); box-shadow: var(--shadow-md);
}
.sticky-lead-card h4 { font-size: 1.15rem; margin-bottom: 6px; }
.sticky-lead-card .sub { font-size: 0.82rem; color: var(--text-muted); margin-bottom: 20px; padding-bottom: 20px; border-bottom: 1px solid var(--gray-200); }
.rate-display { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 20px; }
.rate-box { background: var(--cream); border-radius: var(--radius); padding: 12px; text-align: center; }
.rate-box-label { font-size: 0.72rem; color: var(--text-muted); text-transform: uppercase; letter-spacing: 0.04em; }
.rate-box-val { font-family: var(--serif); font-size: 1.5rem; color: var(--navy); }
.rate-box-type { font-size: 0.72rem; color: var(--teal); font-weight: 500; }

.info-table { width: 100%; margin: 24px 0; border-collapse: collapse; }
.info-table tr { border-bottom: 1px solid var(--gray-200); }
.info-table tr:last-child { border-bottom: none; }
.info-table td { padding: 10px 0; font-size: 0.88rem; }
.info-table td:first-child { color: var(--text-muted); }
.info-table td:last-child { color: var(--navy); font-weight: 500; text-align: right; }

/* ── CTA Section ── */
.cta-section {
  background: var(--teal); padding: 72px 0; text-align: center;
  position: relative; overflow: hidden;
}
.cta-section::before {
  content: '';
  position: absolute; top: -50%; left: -10%;
  width: 600px; height: 600px; border-radius: 50%;
  background: rgba(255,255,255,0.05);
}
.cta-section h2 { color: var(--white); margin-bottom: 14px; }
.cta-section p { color: rgba(255,255,255,0.78); max-width: 500px; margin: 0 auto 32px; }

/* ── Footer ── */
footer { background: var(--navy); padding: 64px 0 32px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; margin-bottom: 48px; }
.footer-brand h3 { color: var(--white); font-size: 1.3rem; margin-bottom: 12px; }
.footer-brand h3 span { color: var(--teal); }
.footer-brand p { color: rgba(255,255,255,0.5); font-size: 0.85rem; line-height: 1.7; max-width: 280px; }
.footer-col h5 { color: rgba(255,255,255,0.9); font-size: 0.8rem; font-weight: 600; text-transform: uppercase; letter-spacing: 0.07em; margin-bottom: 16px; font-family: var(--sans); }
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 10px; }
.footer-col ul li a { color: rgba(255,255,255,0.5); font-size: 0.85rem; transition: color .2s; }
.footer-col ul li a:hover { color: var(--teal); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.1); padding-top: 24px; display: flex; justify-content: space-between; align-items: center; flex-wrap: gap; gap: 12px; }
.footer-bottom p { font-size: 0.78rem; color: rgba(255,255,255,0.35); }
.footer-asic { font-size: 0.76rem; color: rgba(255,255,255,0.3); text-align: right; }

/* ── Utilities ── */
.text-center { text-align: center; }
.mb-0 { margin-bottom: 0; }
.mt-auto { margin-top: auto; }
.section-header { max-width: 600px; margin: 0 auto 4px; text-align: center; }
.section-header p { margin-top: 12px; font-size: 1rem; }
.eyebrow {
  display: inline-block;
  font-size: 0.75rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--teal); margin-bottom: 10px;
}
.divider { width: 40px; height: 3px; background: var(--teal); border-radius: 2px; margin: 16px auto; }
.tag {
  display: inline-block; padding: 3px 10px; border-radius: 4px;
  font-size: 0.75rem; font-weight: 500;
  background: var(--teal-light); color: var(--teal);
}

/* ── Responsive ── */
@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; }
  .calc-grid { grid-template-columns: 1fr; }
  .suburb-grid { grid-template-columns: 1fr; }
  .sticky-card { position: static; }
  .testimonials-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .steps { grid-template-columns: 1fr; }
  .stat-item { padding: 8px 20px; }
}
@media (max-width: 600px) {
  .nav-links { display: none; }
  .nav-mobile-toggle { display: flex; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero { padding: 60px 0 80px; }
  .section { padding: 56px 0; }
  .form-row { grid-template-columns: 1fr; }
  .rate-badges { gap: 8px; }
}